About the VMBA

Founded in 1963, the Virginia Mortgage Bankers Association (VMBA) is a trade association composed of mortgage bankers, lenders, brokers and affiliated industry associates. The association is dedicated to the preservation and improvement of the mortgage lending system. The VMBA Board of Directors encourages its members to use sound and ethical business practices in the making, marketing and servicing of mortgage loans. We promise to keep our members informed of changes in mortgage laws and pending legislation that affect the real estate and mortgage business.

VMBA Board of Directors

Serving September 2019 thru September 2020.  VMBA board turnover takes place annually at the VMBA Annual Meeting during annual convention.



Clavis Smith
Assurance Financial


President-Elect & VAMPAC Chair

Nate Smith

TowneBank Mortgage

Vice President

Kevin Darcey
US Bank


Immediate Past President

Chip Beveridge



Hal Dalton
Wells Fargo Home Mortgage


VMBA Executive Director

Walt Lyons


At-Large Director

Nikki Griffin
Virginia Mountain Mortgage


At-Large Director

Lindy Pond
Finance of America Mortgage


At-Large Director

Sarah Stedfast
NewTowne Mortgage


At-Large Director

Mary Beth Baker
Powell Valley National Bank


At-Large Director

Fred Levine
Homespire Mortgage


At-Large Director

Brandon Ramsey
George Mason Mortgage LLC


Associate Director & Membership Committee Chair

Jessica Fitzgibbons
Prosper Insurance


Associate Director & Education Committee Chair

Steve Chilton


Associate Director

Dan Kern


Chapter Director

Peyton von Hirsch
Tidewater Mortgage Services

 Chapter Director

Nate Smith
TowneBank Mortgage

 Chapter Director

Jeremy Jordan
Atlantic Bay Mortgage Group 

 Chapter Director
Northern Virginia

Sumeeth Theruvath

 Chapter Director
Blue Ridge

Brian Rotenberry
Movement Mortgage, LLC 

 Chapter Director
Central Virginia

Kevin Russell
FM Mortgage

VMBA Staff


Walt Lyons
Executive Director
(804) 819-4746 | Email


VMBA Committees

VMBA has several member committees who carry out imporant functions for the association.  If you would like to get involved and make a difference, click here to complete a committee interest form.


The Education Committee coordinates the efforts of the education program; and to provide educational opportunities as needed.  The committee assists in planning of the VMBA's annual Loan Officer Summit.

Member Services

The Member Services Committee was formed to meet the needs of potential and existing VMBA members.  It solicits new members, reviews membership applications, updates and verifies membership records, works with the local chapters in dealing with membership issues and assists members and potential members with any questions they may have.


The mission of the Convention Committee is to provide a forum for effective exchange of knowledge, trends, ideas, practices and innovations related to the mortgage profession, as well as facilitate a proficient outreach to vendors and suppliers of mortgage related services and products for usage by VMBA members.


The Legislative Committee is tasked with influencing policies and laws related to the mortgage industry, in order to help better serve the mortgage lender as it relates to regulation for all VMBA members.

  4490 Cox Road, Glen Allen, VA 23059 | Phone (804) 819-4754 | virginiamba.org 

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