About the VMBA

Founded in 1963, the Virginia Mortgage Bankers Association (VMBA) is a trade association composed of mortgage bankers, lenders, brokers and affiliated industry associates. The association is dedicated to the preservation and improvement of the mortgage lending system. The VMBA Board of Directors encourages its members to use sound and ethical business practices in the making, marketing and servicing of mortgage loans. We promise to keep our members informed of changes in mortgage laws and pending legislation that affect the real estate and mortgage business.

VMBA Board of Directors

Serving September 2021 thru September 2022.  VMBA board turnover takes place annually at the VMBA Annual Meeting during annual convention.



Kevin Darcey
US Bank


President-Elect & VAMPAC Chair

Lindy Pond
Finance of America Mortgage


Vice President & Convention Committee Chair

Kevin Russell
F&M Mortgage


Immediate Past President

Nate Smith
Towne First Mortgage



Boyd Allison
Integrity Home Mortgage Corp.


VMBA Executive Director

Walt Lyons


At-Large Director

Michael Ullman

Movement Mortgage

At-Large Director

Karen Frank

C&F Mortgage

At-Large Director

Mike Mazzola

C&F Mortgage

At-Large Director

Brian Hill
OVM Financial


At-Large Director

Steve Sager
Southern Trust Mortgage


At-Large Director

Bill West
TowneBank Mortgage


Associate Director & Membership Committee Chair

Jessica Fitzgibbons
Prosper Insurance


Associate Director

Jason Kilgo
Kilgo Insurance


Associate Director

Dan Kern
Virginia Housing (formerly VHDA)


Chapter Director

Mike Grunwald
Southern Trust Mortgage

 Chapter Director

Missy Bass
C&F Mortgage Corp.

 Chapter Director

Jeremy Jordan
Atlantic Bay Mortgage Group 

 Chapter Director
Northern Virginia

Margie Rhodes
Enact MI

 Chapter Director
Blue Ridge

Brian Rotenberry
Movement Mortgage, LLC 

 Chapter Director
Central Virginia

Julia Roberts
Fulton Mortgage Company

VMBA Staff


Walt Lyons
Executive Director
(804) 819-4746 | Email


Megan Darmanin
Strategic Support Manager
(804) 819-4717 | Email

VMBA Committees

VMBA has several member committees who carry out imporant functions for the association.  If you would like to get involved and make a difference, click here to complete a committee interest form.


The Education Committee coordinates the efforts of the education program; and to provide educational opportunities as needed.  The committee assists in planning of the VMBA's annual Loan Officer Summit.

Member Services

The Member Services Committee was formed to meet the needs of potential and existing VMBA members.  It solicits new members, reviews membership applications, updates and verifies membership records, works with the local chapters in dealing with membership issues and assists members and potential members with any questions they may have.


The mission of the Convention Committee is to provide a forum for effective exchange of knowledge, trends, ideas, practices and innovations related to the mortgage profession, as well as facilitate a proficient outreach to vendors and suppliers of mortgage related services and products for usage by VMBA members.


The Legislative Committee is tasked with influencing policies and laws related to the mortgage industry, in order to help better serve the mortgage lender as it relates to regulation for all VMBA members.

  4490 Cox Road, Glen Allen, VA 23059 | Phone (804) 819-4746 | virginiamba.org 

  © Copyright 2019 Virginia Mortgage Bankers Association (VMBA).  All Rights Reserved.

Powered by Wild Apricot Membership Software